We help to develop remote financial services
Ready-made solutions for digital banking, loyalty, scoring and financial monitoring programs. Integration processes and business automation.
What is Fenomena?
Fenomena is a Ukrainian fintech company founded in 2020. We specialise in developing solutions for banks, financial institutions and retail companies that want to create financial services.
Fenomena main development directions
- Solutions aimed to serve individuals and legal entities remotely
- iOS, Android, Huawei mobile applications
- Payment SDKs for mobile applications that support different payment methods (cards, Apple Pay and Google Pay)
- Web banking for corporate clients
- Chatbots for customer interaction with the bank in a familiar environment
Our services and solutions
Choose a ready-made product and launch new financial services.
We will take care of fast integration and process automation..
Online Banking
A set of solutions to launch digital banking or separate remote services
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- BaaS (Banking as a Service) — banking infrastructure for lease, which includes licensing, processing, card issuance and all related cash flow management processes
- SaaS (Software as a Service) — software for lease to run separate digital banking services
- Digital and corporate banking — ready-made solutions to launch mobile banking for individuals and web banking for corporate businesses
Scoring system
Ready-made solutions to evaluate the borrower to make a lending decision.
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- Automatic system to assess the client's creditworthiness and the default probability
- Formation of people-oriented results for lending decisions
Processing
Processing of card and e-wallet payments
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- Card transfers (Mastercard Moneysend, Visa Direct)
- Accepting online payments (single-stage, two-stage)
- Bank cards issuance (Visa, Mastercard, UnionPay)
- Digital wallets (Apple Pay and Google Pay)
- Antifraud system
Integration processes
Set up the interaction of ready-made solutions with external systems
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- OWD (bank working day)
- Create counterparties and open accounts for them
- IBAN-IBAN transfers
- Operations with account and documents
- Processing centre
- Receiving cost information and crediting money online
- Card management (card details, limits, authorization security, PIN settings)
- Online card issuance
- Service providers (utilities, mobile top-up, internet, etc.)
- Apple Pay and Google Pay in App provisioning
- Tools to communicate with the client via Push/SMS
CRM
Develop systems to automate business-customer interaction processes
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- Unified customer base systems and customer applications/li>
- Real-time sales
- Compliance with the requirements of the PSD2 directive
Communication
Automation solutions for more efficient interaction with customers
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- Contact centres automationв
- Bots to sell goods and services
- Support services outsourcing (chats, telephony)
Financial monitoring processes automation
All-in-one solution to check the client according to the law
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- Customer identification and verification, data storage
- Operations analysis and risk assessment
- Formation of customer lists and reports according to the regulator requirements
- Signing documents online
UI/UX design
Design of mobile and web interfaces and user interaction
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- User behaviour analysis
- Development of individual style
- Creating an interactive design layout
Our benefits
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Own infrastructure
Processing centre and payment solution provider
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Own technology stack
We've developed the infrastructure all by ourselves
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Short implementation timeframes
Provide all the necessary integration processes
0 4
Competitive price
Cheaper than developing your own product
0 5
We work with different payment systems
Visa, Mastercard, UnionPay, PROSTIR
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One API for all services
Processing Centre, Card, Bank, PSP, Wallet, KYC, Crypto
Solutions for different business types
Financial companies and microfinance organizations
Launch online lending and new PDL products, increase customer loyalty
- Development of BNPL (Buy now pay later) solutions for consumer lending
- Issuance of cards for products of microfinance organizations
- Tools aimed to implement cash to card services
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Banks
Launch a mobile application for private clients and Internet banking for corporate businesses
- Remote account opening services for individuals
- Automation of bank card ordering processes (credit, debit, digital) and product registration in mobile applications
- Work with accounts, statements and payment orders, currency transactions in web banking for business clients
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Marketplaces
Develop a cashback program and a retail lending program for customers
- Virtual and plastic loyalty cards for marketplace users
- Loyalty programs for verified users based on wallets for payments on the marketplace websites
- Payment tools for customers and sellers
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